Accidental charges may occur:
at point of sale terminal
at transit locations or
by unscrupulous people with scanners
It prevents your credit card being stolen by NFC (near field communication) scanners and NFC enabled phones. Simply place this shield in your wallet over your credit cards to protect against data & identity theft. Also, install the latest Anti Virus software in your mobile phone in addition to using RFID (Radio Frequency Identification) Protection. These products are Safe, Practical, Good Value for Money!
"Identity and fraud is one of Australia’s fastest growing crimes and one in four Australians had been a victim or had known someone who had been a victim of identity theft."
Australia’s Attorney-General at the time Nicola RoxonM & M Professionals has everything from Credit Card Protection, Data Blocker Wallet, Passport Protection, Business Card Holder with RFID capability, Phone Card Sleeve with RFID capability, Expandable Card Holder that goes on the back of your mobile phone, Aluminium Card Wallet, RFID cases and many more.
Don't leave home without RFID protection. You would never know who is capable of stealing your identity and selling this information on-line in the black market. It is better to be safe than sorry.
Click on the image on the right to view more RFID protection products
What is Identity Theft Definition:
Identity theft is when a cybercriminal gains access to your personal information to steal money or gain other benefits. They can create fake identity documents in your name, get loans and benefits or apply for real identity documents in your name, but with another person's photograph.
Source: Identity theft | Cyber.gov.au
What Type of Information do Cybercriminals Steal?
How do You Know if Your Identity Has Been Stolen? What are the Common Warning Signs?
The Australian Institute of Criminology was commissioned by the Attorney-General’s Department to undertake a national survey in 2016 about community experiences of identity crime and misuse. The report indicates that identity crime continues to be one of the most common crimes in Australia. It also estimates that the annual economic impact of identity crime exceeds $2.2 billion. These figures support findings from the Australian Criminal Intelligence Commission that identity crime continues to be a key enabler of serious and organised crime.
Key findings from this survey showed:
Almost one in 10 people experienced misuse of their personal information in the previous 12 months, and one in five people experienced misuse of their personal information at some point in their lives.
Five percent of people experienced identity crime or misuse resulting in a financial loss in the previous 12 months.
These findings indicate that identity crime has become one of the most prevalent crime types affecting Australians.
The estimated cost of identity crime in Australia in 2018–19 (including direct and indirect costs) was $3.1b—17 percent more than in 2015–16. These findings demonstrate a considerable increase in the financial losses experienced by government, law enforcement, industry and individuals through both direct and indirect costs associated with identity crime. The results, combined with data collected from stakeholders, help policymakers raise awareness of identity crime and reduce its incidence and impact throughout Australia. Government, law enforcement and private sector industry cooperation and data sharing were essential in the preparation of this report.
All scams have the potential for identity theft. Protecting yourself from scams also means keeping your personal information safe. Most people associate scams with attempts to trick you out of your money. However, your information is also valuable to scammers. Scammers steal your personal details to commit fraudulent activities like making unauthorised purchase on your credit card (you can prevent this by using products with RFID protection). Scammers can use your identity to open bank or telephone accounts or electricity accounts. They might take out business or personal loans to carry out illegal activities under your name, such as selling fire arms, money laundering as part of a drug operation network etc. Scammers may even sell your personal information (date of birth, drivers license number, address, full name etc) to other scammers for further illegal activities.
Fake Survey: a scammer offer prizes or rewards such as gift cards of well known retailers / supermarkets, paid travel of trip for 2 etc. The survey requires you to answer a range of questions including disclosure of important identification or banking details.
Prize Money: a scammer often ask for personal information such as driver's license or passport to "prove your identity before they can release the prize money".
Multi-Factor Authentication: a scammer who has been collecting your personal data for a while may try to convince you that you are talking to a fraud team from your local bank. Never give your MFA number to anyone at anytime from anywhere under any circumstances. The bank does not call you to start with.
Beware of any requests for your details or money as scammers will try to trick you into handing over your personal data by using the names of well known companies, government departments, or even local police office.
Securing your accounts: by using strong combination of passwords (letters, numbers, wild characters, upper & lower cases) and multi factor authentication (MFA)
Turning of any loT devices that are not in use before going on holiday: such as baby monitor, drones, smart television, solar inverters. Leave the CCTV cameras on
Managing user accounts: by using different user accounts and avoid using administrator account constantly. Checking your System Preferences / Control Panel
Backing up your files and important records: by creating a digital copy of your important data and storing in different location, whenever possible once a day
Securing your mobile phones: locking with passwords, passpharses, PINs or biometrics. Set your phone to automatic lock after a short time of inactivity.
Download only secure and reputable apps. Delete any other unneccesary apps, speacialy the ones that access your photos or microphone or camera
DO NOT USE FREE PUBLIC Wi-Fi. Do not set your mobile phone to automatically connect to public Wi-Fi networks in the setting.
DO NOT OPEN UNKNOWN ATTACHEMENTS sent to your mobile phones or emails. Check at Have You Been Hacked Tool if you are suspicious about hacking
If you must connect to public Wi-Fi network, always try to find out the official hotspot name and disconnect from this public network and clear them after finish
If your phone is lost or stolen: use the phone's remote tracking features (i.e. Apple's Find my iPhone or Google's Find your phone) to erase your data.
Subscribe with M&M Professionals below and start saving Christmas credits from shopping your Promo Products through out each financial year.